Arizona Non‑QM mortgage options for self‑employed & investor borrowers

Tell us your scenario and we’ll help identify potential paths like bank statement, 1099, and DSCR programs—especially when conventional guidelines don’t fit.

Takes about 2 minutes • No obligation • We respect your privacy

Your answers help a loan professional follow up with clear next steps and what documentation (if any) may be worth gathering.

Built for Arizona Non-QM scenarios: bank statement and 1099 income, DSCR and investor financing, and other cases that do not fit conventional guidelines. Share your situation and we will review it and follow up with clear next steps.

Bank statement and 1099 friendly options
Investor financing including DSCR scenarios
Clear next steps even if you do not fit conventional guidelines

What happens next

Tell us about your scenario.
Joe reviews potential mortgage options.
If there appears to be a fit, we discuss the next steps.

Three quick steps—so you know exactly what to expect.

Meet Joe Albany

Joe Albany • Senior Loan Officer • Green Home Loans

Arizona-based mortgage professional focused on self-employed borrowers, real estate investors, and Non-QM scenarios. If your income or property strategy does not fit conventional boxes, this form helps us understand the details so we can review potential paths such as bank statement, 1099, and DSCR programs.

Full Name *

Please enter your full name

Phone *

Best Contact Phone Number

Email *

Best Email to contact you for important information

Loan Purpose *

Loan Amount Range

Property State *

Property Identified *

How do you earn your income? *

Select your approximate credit score range *

Estimated Down Payment or Equity *

A Few More Details

How long have you been in your current business or line of work? *

Have any of these happened in the last 2 years?

• Started a new business

• Recent Divorce

• Job or Income Change

• None of the above

Select all That apply

Timeline to Close *

About how much of your monthly gross income goes toward debt payments?

Estimated DTI

What best describes your current mortgage situation? *

Lead Source

Your information is used to review your mortgage scenario and contact you about relevant financing options • No obligation

Privacy note: Information you submit is used to evaluate your mortgage inquiry and help guide a follow-up conversation. Submitting this form is not a commitment to lend.

Loan officer: Joseph Albany Jr • NMLS #2129551

Company: Green Home Loans • NMLS #2464753

Address: 8767 E. Via De Ventura Blvd, Suite 120 Scottsdale, AZ 85258

Equal Housing: Equal Housing Lender

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